Banks are diversifying beyond their traditional role as an intermediary

Onyx is the blockchain unit of JPMorgan Chase & Co. and they are building a payments system based on #blockchain for the #german giant Siemens. Starting with #usdollar, #euro, and other fiat currencies will eventually be included, and maybe even #digitalcurrencies considering their adoption rate.

A few things stand out for me in this small piece of information, which is in fact a humble initiative considering the current innovation and investment in blockchain-based technology.

* Banks are diversifying beyond their traditional role as an intermediary(as a distributor of the central bank currency) in the financial ecosystem. Today banks are becoming technology organizations catering to a very different customer segment.

* Decentralized networks are popping up everywhere for different digital assets, some traditional and some new. Eventually, every kind of digital assets that must be exchanged via DvP to PvP will be done on such networks.

* Interoperability or consolidation of these networks, one of these directions will come out as a method to standardize the industry.

Ajay Singh Pundir

Over the last decade and half, Ajay has acquired experience across ‘Business Strategy’, ‘Sales management’, Business Development’, ‘Solution Consulting’ and ‘Research and Development’. He has been leading interactions with financial institutions, fintechs, software vendors and services organizations globally, acquiring crucial global exposure of varied financial technology markets with a focus on payments but not limited to it.

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